Effective Date: December 5, 2021
IOU Corp (“IOU Corp,” “we,” “us,” or “our”) operates mobile and web-based applications and services that allow users to earn and redeem rewards from participating brands and stores (the “Services”). This Privacy Policy explains how we collect, use, disclose, and safeguard information in connection with the Services, including our website at chips-loyalty.com and related portals.
The following affiliated loyalty programs and domains are operated by IOU Corp and are covered by this Privacy Policy:
All references in this Privacy Policy to “IOU Corp,” “we,” “us,” or “our Services” include the programs listed above as well as any future programs we may operate.
This Privacy Policy applies to information we collect from and about users of our mobile apps, websites, and related services and portals. By using the Services, you acknowledge that you have read and understand this Privacy Policy. If you do not agree, please do not use the Services.
We collect information that can reasonably be used to identify you or that is associated with you (“Personal Information”). The Personal Information we collect may include:
We do not currently sell Personal Information. If our practices change, we will update this Privacy Policy and, where required, provide you with appropriate notices and choices.
We use the information we collect for the following purposes:
By creating an account or using the Services, you consent to receive standard, non-marketing text messages (SMS) related to your account, security, and use of the Services. Message and data rates may apply. Message frequency may vary.
Opt-Out: You may opt out of receiving these text messages at any time by emailing hello@iwantchips.com with the subject line “SMS Opt-Out” and the phone number associated with your account. Your consent is not a condition of purchase.
We may send you critical, account-related notices even if you have opted out of non-essential messaging where permitted by law (e.g., password resets, legal notices).
We and our service providers may use cookies and similar technologies to operate, secure, and improve the Services (e.g., to keep you signed in, remember preferences, and measure performance). You can modify your browser settings to block or delete cookies, though some features of the Services may not function properly if cookies are disabled.
We may share Personal Information as described below:
We do not currently sell Personal Information. If we decide to sell Personal Information in the future, we will update this Privacy Policy and provide any required notices and choices.
We retain Personal Information for as long as your account is active and as needed to provide the Services. If your account becomes inactive or is deactivated, we retain Personal Information for thirty (30) days from the date of inactivity/deactivation and then anonymize the data. We may retain certain information as required by law, to prevent fraud or abuse, to resolve disputes, or to enforce our agreements, and limited information may persist in routine backups for a short period consistent with our backup and disaster-recovery practices.
We are based in the United States. If you access the Services from outside the United States, your information may be transferred to, stored in, or processed in the United States or other jurisdictions that may not provide the same level of data protection as your home country. Where required, we will use appropriate safeguards (such as Standard Contractual Clauses) to protect Personal Information subject to international transfer.
Depending on your location, you may have rights over your Personal Information, such as the right to request access, correction, deletion, portability, and to object to or restrict certain processing.
How to exercise your rights: Email us at hello@iwantchips.com with your request and sufficient information to verify your identity and account. We will respond within a reasonable time and as required by applicable law.
If we rely on your consent, you may withdraw consent at any time (this will not affect processing that occurred before withdrawal).
We use reasonable administrative, technical, and physical safeguards designed to protect Personal Information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
The Services are intended for adults. We do not knowingly collect Personal Information from individuals under the age permitted to use the Services under applicable law. If we learn that we have collected Personal Information from a child in violation of applicable law, we will delete that information. If you believe a child has provided us Personal Information, please contact us at hello@iwantchips.com.
The Services may contain links to third-party websites or services that we do not control. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party sites or services you visit.
We may update this Privacy Policy from time to time. We will post the updated policy on this page and update the “Effective Date” above. Your continued use of the Services after any changes become effective signifies your acceptance of the revised Privacy Policy.
IOU Corp
8547 E. Arapahoe Road, #J366
Greenwood Village, CO 80112
You may request deletion of your account and associated personal information at any time by emailing hello@iwantchips.com with the subject line “Requesting Account Deletion.” Please include the email address associated with your account and any information we need to verify your identity.
Once we verify your request, we will deactivate your account and begin the deletion process. As described in Section 9 (Data Retention), we retain personal information for thirty (30) days from the date of inactivity/deactivation and then anonymize the data. We may retain certain information as required by law, to prevent fraud or abuse, to resolve disputes, or to enforce our agreements, and limited information may persist in routine backups for a short period consistent with our backup and disaster‑recovery practices.
If you submit a deletion request by mistake or wish to cancel it, please contact us promptly at the email above.